Insurance & Retirement Solutions
The ZLC Insurance and Retirement Solutions division of ZLC Financial Group offers a wide range of services and products to its clients for estate planning, business planning, succession planning and tax sheltered accumulation. Our approach is to work with the client and their professional advisor to identify the principal issues and areas of financial concern. We then help to provide a variety of planning and product solutions in order to solve the problem.
Estate Planning & Insurance
- Individual Life Insurance
- Individual Pension Plans
- Corporate Owned Life Insurance
- Shareholders’ Agreements
- Insuring Capital Gains Tax
- Key Person Insurance
- Tax Exempt Life Insurance Accumulations Plans
- Deferred Compensation Plans
- Retirement Compensation Arrangements
- Disability and Critical Illness Insurance
- Health Care Funding
- Long Term Care Plans
- Buy Sell Arrangements
Investment & Retirement
- RRSP’s
- RRIF’s
- Mutual funds
- Segregated funds
- Guaranteed Investment Funds
- Life annuities
- Insured annuities
- Deposits
- RESP’s
- Tax Free Savings Account (TFSA)
- Guaranteed Minimum Withdrawal Benefit (GMWB)