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	<title>ZLC Financial Outlook &#187; Insurance</title>
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	<description>From ZLC Financial Group</description>
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		<title>What’s the right guaranteed lifetime income solution for you?</title>
		<link>http://www.zlc.net/blog/2010/05/14/what%e2%80%99s-the-right-guaranteed-lifetime-income-solution-for-you/</link>
		<comments>http://www.zlc.net/blog/2010/05/14/what%e2%80%99s-the-right-guaranteed-lifetime-income-solution-for-you/#comments</comments>
		<pubDate>Fri, 14 May 2010 14:33:22 +0000</pubDate>
		<dc:creator>ZLC Financial Group</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[Variable Annuities]]></category>
		<category><![CDATA[guaranteed income]]></category>
		<category><![CDATA[pension]]></category>

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		<description><![CDATA[Everyone’s situation is different.  Your personal and family circumstances, risk tolerance, age, investment capital available, existing sources of guaranteed income, and retirement income expectations are all important considerations.
A life annuity is for those of us who want safety and guarantees, and don’t want any management responsibilities.  It will guarantee you income for life, or provide [...]]]></description>
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		<title>The New Retirement Realities and How they Affect You</title>
		<link>http://www.zlc.net/blog/2010/02/16/the-new-retirement-realities-and-how-they-affect-you/</link>
		<comments>http://www.zlc.net/blog/2010/02/16/the-new-retirement-realities-and-how-they-affect-you/#comments</comments>
		<pubDate>Tue, 16 Feb 2010 17:56:29 +0000</pubDate>
		<dc:creator>ZLC Financial Group</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[Retirement Planning]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[risks]]></category>

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		<description><![CDATA[ZLC clients and friends enjoyed our recent workshop where our guest speaker, Doug Towill, presented several interesting and provocative thoughts on what we can expect in retirement.  Doug shared ideas on how we can best prepare ourselves to maximize our opportunities, and enjoyment, of this important, and hopefully long stage of our lives.
Highlights from the [...]]]></description>
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		<title>How Much Life Insurance Do I Need?</title>
		<link>http://www.zlc.net/blog/2009/09/20/how-much-life-insurance-do-i-need/</link>
		<comments>http://www.zlc.net/blog/2009/09/20/how-much-life-insurance-do-i-need/#comments</comments>
		<pubDate>Mon, 21 Sep 2009 01:08:57 +0000</pubDate>
		<dc:creator>ZLC Financial Group</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[life insurance]]></category>

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		<description><![CDATA[Most of us know that life insurance is used to protect the people we love most. It pays tax free cash when we die.
We can get life insurance through work (some employers offer it through group benefits plans, but this type usually ends when we leave our employer) or we can buy it from an [...]]]></description>
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