Once in a while, life knocks us for a loop.

Sometimes it presents itself as the abrupt end to a 15-year marriage. Or maybe it’s a child who refuses to communicate with his parents. It can even be a poor business decision that results in bankruptcy.

Sadly, countless people endure these and other life-changing experiences. While each situation is unique, the initial response from most every one often is “I didn’t see it coming.”

Let’s be honest. There probably had been indications along the way. Signals that, had they been acknowledged, might have prevented the problem from escalating. But in some cases there are no warnings, particularly, when it involves one’s health. One day we’re running 10K, the next we’re on life support.

There’s no telling when life will throw a curve ball at us, or in the case of Sandra, hit us over the head with a sledge hammer.
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You’ve worked hard and spent time planning for an enjoyable retirement. But what will happen to your great plans if you have a heart attack or stroke, or are diagnosed with cancer today or in a few years from now? How will your lifestyle be affected? What will happen to your savings? What will happen to your family and your future?

We all like to think it won’t happen to us, but cancer, heart attack and stroke are more common that we think.

While our chances for recovery are quite good, the costs associated with recovering can be quite high. Things like out of pocket medical and other expenses, or alternative treatments, can cost tens or even hundreds of thousands of dollars.
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